'I work in a trade that only pays cash-in-hand, high street lenders won't touch me!'
If you are self-employed, run your own company or have income from more than one source, it can often be difficult to prove your income. This can also be a problem if you are employed and much of your income isn’t guaranteed (for example if you receive commission or overtime).
Many of our lenders now allow you to ‘self-certify’ your income, which means that you tell the lender what your total earnings are with little additional verification required.
Self-certified mortgages are available for First Time Buyers, Movers, re-mortgages and those with a bad credit history such as County Court Judgements (CCJ's), arrears, defaults and former bankrupts.
Give us a call today, confidentially, on 0870 600 1326